Actuarial Excellence Since 1972

Empowering Businesses with
Actuarial Precision

India's most trusted actuarial consultancy — delivering expert valuations, employee benefit strategies, and regulatory compliance across four decades.

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Years of Expertise
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Clients Worldwide
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Countries Served
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Regulatory Compliance
Actuarial Professionals at work
1972 Founded

A Legacy of Trust in Actuarial Science

Charan Gupta Consultants is an acclaimed actuarial service provider offering invaluable advice on designing and restructuring employee benefit schemes, managing trust funds, payroll management, and comprehensive actuarial valuations.

  • 50+ Years of Industry Experience With five decades of expertise, we bring unparalleled knowledge to every engagement.
  • 4,000+ Clients Across Public & Private Sectors Serving a diverse portfolio spanning government PSUs, multinationals, banks, and more.
  • Global Compliance Standards Fully adherent to IND AS-19, IAS-19, IFRS, US GAAP, and AS 15(R).
  • International Footprint Active presence in India, Middle East, Sri Lanka, Nepal, Thailand, Singapore & Africa.

Comprehensive Actuarial Services

End-to-end actuarial solutions crafted to meet the evolving needs of modern businesses operating across global markets.

Employee Benefits

Employee Benefits & Actuarial Valuations

Specialising in Gratuity, Leave Encashment, Pension, Post-Retirement Medical Benefits, and all statutory employee benefit valuations under Indian and international accounting standards.

Compliance

Compliance & Regulatory Reporting

Ensuring full adherence to IND AS-19, IAS-19, IFRS, and US GAAP standards with detailed actuarial reports for statutory auditors, boards, and regulators.

Trust Fund

Trust Fund & Payroll Management

Valuation of interest rate guarantees, actuarial investment advice, provident fund management, and payroll processing for complex organisational structures.

Liability

Financial Liability Determination

Expert valuation of warranty schemes, reward points programmes, deferred revenue, actuarial reconciliations, and bespoke financial liability models.

Our Principal Experts

Guided by Fellows of the Institute of Actuaries, our senior leadership brings decades of national and international consulting experience.

Mr. K.K. Wadhwa

Mr. K.K. Wadhwa

FIAI (Institute of Actuaries of India) 

Fellow Member of the Institute of Actuaries of India and Associate Member of the Institute and Faculty of Actuaries (UK), with over 38 years of experience in national and international consulting across employee benefits, pension design, and actuarial compliance.

Mr. K.K. Dharni

Mr. K.K. Dharni

FIAI (Institute of Actuaries of India) 

Fellow Member of the Institute of Actuaries of India and Associate Member of IFoA (UK), recognised as a leading expert in Life Insurance actuarial practice, regulatory compliance, and long-term financial liability valuations.

Trusted by India's Finest Institutions

From government PSUs and premier academic institutions to MNCs and leading hospitals — our clients span every major industry.

We proudly serve 4,000+ clients worldwide — across Government bodies, PSUs, MNCs, Banking & Financial Institutions, Healthcare, IT, and Manufacturing sectors.

Serving Clients Across
Continents

Our services extend far beyond Indian borders, with active client engagements across Asia, the Middle East, and Africa.

India
Middle East
Sri Lanka
Nepal
Thailand
Singapore
Africa
4000+
Total Clients
52+
Years Active
7+
Countries
4
Global Standards

Let's Start a Conversation

Whether you need actuarial valuations for your annual accounts, employee benefit restructuring, or compliance guidance — our team is ready to help.

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Working Hours

Monday – Saturday: 9:00 AM – 6:00 PM IST

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