Regulatory Compliance

Ind AS 19 / IAS 19
Actuarial Compliance Reporting

Fully certified actuarial reports for employee benefit obligations under Ind AS 19, IAS 19, IFRS, and US GAAP — accepted by all statutory auditors including the Big 4.

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Employee Benefit Accounting Compliance in India

The accounting for employee benefits is governed by a set of complex international and Indian standards. Every company with defined benefit obligations — gratuity, pension, leave encashment, post-retirement medical benefits — must produce certified actuarial reports that meet the precise disclosure requirements of the applicable standard.

Non-compliance or improperly prepared reports lead to audit qualifications, restatements, and potential regulatory scrutiny. With Indian companies increasingly adopting Ind AS for convergence with IFRS, and Indian subsidiaries of MNCs reporting under IAS 19 or US GAAP, the demand for accurate, multi-standard actuarial reports has never been higher.

CGC has been producing compliance-grade actuarial reports since 1972. Our reports are accepted without qualification by all major statutory audit firms — including the Big 4 — across India and internationally.

Multi-Standard Reporting in One Engagement

  • Ind AS 19 — Employee Benefits (India GAAP for listed & large companies)
  • AS 15 (Revised) — Employee Benefits for non-Ind AS companies
  • IAS 19 — International Accounting Standard for Employee Benefits
  • IFRS — Full IFRS reporting for international parent consolidation
  • US GAAP ASC 715 — Compensation – Retirement Benefits
  • US GAAP ASC 710 — Compensation – Compensated Absences

Understanding the Key Standards

Ind AS 19

Indian Accounting Standard 19

Applicable to all listed companies, banking companies, insurance entities, and large unlisted companies in India. Ind AS 19 converges closely with IAS 19, requiring the Projected Unit Credit Method, OCI recognition of actuarial gains/losses, and extensive footnote disclosures. CGC produces full Ind AS 19 reports including net interest cost, service cost, remeasurements, and sensitivity analysis.

AS 15 (R)

Accounting Standard 15 (Revised)

Applicable to companies not yet under the Ind AS framework — typically unlisted companies below the size threshold. AS 15(R) also mandates actuarial valuation of defined benefit obligations using PUCM. CGC has been producing AS 15(R) reports since the standard was introduced and can also help companies transitioning from AS 15 to Ind AS 19.

IAS 19 / IFRS

International Accounting Standard 19

Required for Indian companies that are subsidiaries or associates of international groups reporting under IFRS. CGC produces IAS 19-compliant reports for consolidation purposes, often alongside Ind AS 19 or AS 15(R) reports in a single engagement — eliminating duplication and reducing cost for the client.

US GAAP

ASC 715 & ASC 710

Required for Indian subsidiaries of US-listed companies or companies seeking NYSE/NASDAQ listings. US GAAP differs from IAS 19 in several important respects — corridor approach history, corridor amortisation, classification of components. CGC's team has deep experience in US GAAP actuarial reports and works closely with US-based auditors.

What CGC Delivers in Each Report

  • Actuarial Valuation Certificate — signed by a Fellow of the Institute of Actuaries of India (FIAI)
  • Defined Benefit Obligation (DBO) — present value as of balance sheet date
  • Service Cost & Interest Cost — P&L components for the period
  • Actuarial Gains & Losses (OCI) — experience adjustments and assumption changes
  • Opening to Closing Reconciliation — full actuarial roll-forward table
  • Sensitivity Analysis — DBO impact of ±1% change in key assumptions
  • Projected Benefit Payments — cash flow schedule for 5–15 years
  • Actuarial Assumptions Schedule — fully documented for auditor review
  • Management Notes Drafts — ready-to-use financial statement note language
  • Direct Auditor Support — we respond to all auditor queries on our reports

Accepted by All Major Statutory Auditors in India

Big 4 Firms Grant Thornton BDO India RSM India Regional CA Firms PCAOB-Registered Auditors

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